Financing Instruments & Financing Providers

• Wanawake wenye biashara iliyosajiliwa au isiyosajiliwa
• Mkopaji lazima awe mwanamke mwenye umri wa miaka 18 hadi 70
• Lazima uwe na biashara iliyopo kwa angalau kwa Miezi 6
• Lazima kumiliki biashara angalau kwa asilimia 50 au zaidi
• Lazima uwe hai katika biashara sio tu kuwa na hisa

Biashara iliyosajiliwa

• Leseni ya Biashara
• Cheti cha bati

Biashara isiyosajiliwa 

• Kitambulisho cha Machinga
• Barua ya Soko
• Vibali vya biashara vya ndani

• Raia wa Tanzania pekee wenye umri kati ya miaka 18 hadi 60
• SMEs zinajihusisha na shughuli za biashara na zinaendesha akaunti ya sasa na benki kwa miezi 12 iliyopita.
• Umiliki wa pekee / Ushirikiano umesajiliwa kwa usahihi
• Makampuni madogo ya dhima kuingizwa kwa usahihi
• Inatumika kwa SME ambazo zina mauzo ya mkopo katika akaunti ya sasa ya TZS milioni 120 kwa mwaka kutoka tarehe ya maombi ambayo angalau TZS milioni 60 katika miezi sita iliyopita
• Angalau uzoefu wa miaka mitatu katika kufanya biashara sawa au sawa
• Biashara inapaswa kuwa na mtiririko thabiti wa fedha ili kutimiza majukumu ya kila mwezi ya biashara
• Waombaji wanapaswa kuwa na mfumo sahihi wa uhasibu na pia inaonyesha uwezo wa kuendesha biashara kwa faida.
• Waombaji wanapaswa kuwa na msingi (unaomilikiwa au kukodishwa)

• A year old registered and licensed existing business existing Business.
• Business premises.
• NMB Bank account  holder or provide a printed bank statement for a non NMB Bank account holder.

• No, conversional security is required loan tenure of 4 months to a maxmimum of 12 months.
• Be in a group with 5 members.
• Have operational business runnning at least for 6 months.
• Have identification documents (Borrower's documents).

• Have identification documents (borrowers documents). 
• Deposit savings to operational account.

• Applicants must be at least 18 years old.
• At least three years experience in operating the same or similar business.
• Businesses must have a steady cash flow, Business licence from authorities in his or her own name.

• Have identification documents (Borrowers documents).
• Deposit savings to operational account.

• Farming with experience of at least two seasons.
• Should have business records or transactions receipts.
• Holder Maendeleo Bank account.

• Introduction letter from village officer.
• Identity card (voter / National ID).
• Bank statement for 12 Months.
• Certificate of registration.

• National Identity card.
• Document that seeking for a project must be legal.
• Place for residence with local authorities and must be known by local leaders

• National Identity card.
• Document that seeking for project must be legal.
• Place for residence with local authorities and must be known by local leaders.

• Must be Anza client accelerator.

• Up to 75% of the total expected revenue
• At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
• Registered farmer entities or individual farmers guaranteed by their organizations with a mandate to borrow.
• Verifiable production and sales data of the agriculture/livestock products for at least three years.
• Demonstrated adherence to good governance and management.
• Have a well-operated bank account where applicable.
• Private companies/ other registered entities supporting smallholder farmers in the selected agriculture value chains.
• Other information may be required by the bank during loan appraisal.

A. Farmers:

• Introduction letter from AMCOS leaders, Association or Farmers group.
• Certificate of ownership of the land Title deed/ (Traditional).
• Business license.
• Voter Identity card / National identity card.
• Business Plan.
• Current credit flow.
• Required collateral

B. Traders:

• Business license.
• Voters Identity card / National identity card.
• Business plan.
• Verified Required collateral.
• Current credit flow.
• Bank statement.

• Be 18 years or older.
• Tanzanian citizen with permanent resident or a foreign with a work permit.
• Have current account with Stanbic bank and bank statements for the recent 6 months.

• Application form.
• Bank statement.
• Business plan.
• Business registration documents.

• Be 18 years or older.
• Tanzanian citizen with permanent resident or a foreign with a work permit.
• Have current account with Stanbic bank and bank statements for the recent 6 months.

• Application form.
• Bank statement.
• Business plan.
• Business registration documents.

• The project must be viable dealing with Agro processing and Agri business including Poultry/Livestock Keeping (Both Working Capital and Investment).
• Growth oriented SMEs who have successfully graduated from SIDO financing program such as National Enterpreneurship Development Fund (NEDF) and Regional Revolving Fund (RRF) with good records and SMEs offered with other SIDO Services/Programs.
• Borrowers must be ready to provide Collaterals apart from guarantee.
• Borrowers must be an adult Citizen of Tanzania residing in the pilot regions.
• Project to be financed must be legally registered.
•  The borrowing Enterpreneurs must possess or ready to open a valid bank account at CRDB Bank.

• National Identity card.
• Document seeking for project must be legal.
• Place for residence with local authorities and must be known by local leaders.

• National Identity card.
• Document seeking for project must be legal.
• Place of residence with local authorities and must be known by local leaders.

• Should be fully registered by the register of cooperative.
• Must provide a resolution bay annual general meeting (AGM) or a clause in the SACCO'S Constitution that allows leaders of the SACCOS should guarantee the SACCOS.

• Have identification documents (borrowers' documents).
• Depost savings to operational account.

• Client with Active Bank.
• Account with Access Bank Tanzania for at least three months and from other Banks for at least one year.
• Valid Business.
• Cash flow.

• Certificate of Incorparation.
• Compliance certificates such as, Tax clearance.
• TIN, VAT, Business Licence.
• Required collateral

• Risk assesment.
• lender Marketing.
• Business security.
• Business plan.
• Lender cash flow.

• Certificate of Incorparation.
• Compliance certificates such as Tax clearance.
• TIN, VAT, Business Licence.
• Business plan.
• Identity Card.
• Required collateral.

• Be a Tanzanian of more than 18 years old and are cultivating.
• Be able to submit collateral, such as livestock, home and business items, house, motor vehicles, etc.

• Voters ID, passport, driving license.
• Introduction letter from Ward/Village letter.
• Business license.