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Bidhaa Za Kifedha na Watoa Huduma Za Fedha

Total results: 99

Term loan

Working capital

▲▼Vigezo Vya Biashara

Business should be at least 12 months

▲▼Nyaraka Maalumu Zinazohitajika

Business license

▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 113 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
24
Overdraft

Development loan

▲▼Vigezo Vya Biashara

The business should comply with legal requirements

▲▼Nyaraka Maalumu Zinazohitajika

Tax clearance certificate

▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 113 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
36
Letter of credit

Asset Financing

▲▼Vigezo Vya Biashara

The customer should have collateral as fallback position

▲▼Nyaraka Maalumu Zinazohitajika

Borrower's ID e.g. NIDA, Business license, Passport, and voter reg. ID

▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 113 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
36
Line of Credit

Mortgage

▲▼Vigezo Vya Biashara

There should be business sales track records e.g. Bank statements, financial reports, sales books, EFD reports, etc.

▲▼Nyaraka Maalumu Zinazohitajika

Spouse ID for married borrower

▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 113 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
24

Contract/LPO/Certificate/Invoice Financing

▲▼Vigezo Vya Biashara

Existence of an LPO or contract from the employer of the customer

▲▼Nyaraka Maalumu Zinazohitajika

Evidence of marital status

Application letter and Board resolution for limited company

▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 113 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
12
Education provider loan

Loan for entrepreneurs who owns a private education institution like a nursery, primary or secondary, vocational/training/technical institutes, colleges, or university.

▲▼Vigezo Vya Biashara
  1. Applicants must meet a minimum age requirement of 18 years
  2. The loan is suitable for individuals who own schools that are already in operation, providing support for further development or expansions
  3. A positive credit history
  4. Applicant must be Tanzanian citizens
▲▼Nyaraka Maalumu Zinazohitajika
  1. Proper documentation demonstrating the legitimate operation of the school
  2. Proof of school ownership
▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 5 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
36
Business loans

Loan provision for individuals with small businesses.

▲▼Vigezo Vya Biashara
  1. Existing business for over 6 months
  2. Tanzanian
  3. Flexible collateral (stock, household assets, vehicles, lands, houses, fixed deposit account
  4. Having an account with FINCA
  5. The company is allowed, but all shareholders should sign as guarantors.
▲▼Nyaraka Maalumu Zinazohitajika
  1. Valid ID (i.e. NIDA etc.)
  2. Proof of business ownership
▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 5 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
12
Microbusiness Loan

Individual loan for micro and small entrepreneurs operating profit-making businesses in urban, semi-urban, and rural urban.

▲▼Vigezo Vya Biashara
  1. Existing business for over 6 months.
  2. Over 18 years.
  3. Tanzanian
▲▼Nyaraka Maalumu Zinazohitajika
  1. Valid ID (i.e. NIDA etc.)
  2. Proof of business ownership
▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 161,290,323
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
12
School fees loan

Individual loan for existing FINCA clients or prospects who engage in entrepreneurial activity or permanent employment to pay school fees for their children or relatives.

▲▼Vigezo Vya Biashara
  1. Existing business for over 6 months
  2. Business owner or permanent employment
  3. Over 18 years of age
  4. Tanzanian
  5. Flexible collateral (stock, household assets, lands, vehicles, houses, fixed deposit account)
  6. Having an account with FINCA
▲▼Nyaraka Maalumu Zinazohitajika
  1. Business license if available
  2. Introduction of letter from employer for an employed applicant
  3. Valid ID (i.e. NIDA etc.)
▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 322,580,645
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
12
Lien loan product

Loans provided to individuals (natural and legal persons) and Social Financial Groups (SFG) customers holding Fixed Term Deposit (FDT) accounts with the bank and they want to secure loans against their deposit balances to solve short term needs and emergences without breaching their FTD contracts.

▲▼Vigezo Vya Biashara
  1. Applicant must be Tanzanian
  2. Must be over 18 years
▲▼Nyaraka Maalumu Zinazohitajika
  • Individuals should have fixed deposit account
▲▼Nyinginezo
▲▼Kiwango Cha Juu TSh 5 Billion
▲▼Kipindi Cha Kukusanya Mkopo (Miezi)
12
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