Financing Instruments & Financing Providers

Term loans not exceeding ten (10) years for short, medium and long term investment in agriculture production, agriculture mechanization equipment purchase, warehouse/storage facilities construction, irrigation systems, processing units, and other agribusiness related investments.

• A year old registered and licensed existing business existing Business.
• Business premises.
• NMB Bank account  holder or provide a printed bank statement for a non NMB Bank account holder.

Non-secured loans are available to individuals in groups of 5 members to 40 members doing businesses in the same locality.

• No, conversional security is required loan tenure of 4 months to a maxmimum of 12 months.
• Be in a group with 5 members.
• Have operational business runnning at least for 6 months.
• Have identification documents (Borrower's documents).

• Have identification documents (borrowers documents). 
• Deposit savings to operational account.

This is a customized product to enable Micro, Small and Medium enterprises to meet their working and investment capital needs.

• Applicants must be at least 18 years old.
• At least three years experience in operating the same or similar business.
• Businesses must have a steady cash flow, Business licence from authorities in his or her own name.

• Have identification documents (Borrowers documents).
• Deposit savings to operational account.

This loan was designed to boost farming projects and/or the value chain, expand production and supply for more profit by partnering with Maendeleo Bank

• Farming with experience of at least two seasons.
• Should have business records or transactions receipts.
• Holder Maendeleo Bank account.

• Introduction letter from village officer.
• Identity card (voter / National ID).
• Bank statement for 12 Months.
• Certificate of registration.

Grofin provides funds to business, encompassing the necessary assistance, guidance, mentoring, handholding, coaching and value addition in business. Specialized in agri-finance, Business Development, Capacity building, Food security, production and value chain development.

• National Identity card.
• Document that seeking for a project must be legal.
• Place for residence with local authorities and must be known by local leaders

FINCA Microfinance Bank Limited offers business and invest grow fast in future. Loan products are simple and designed to the unique needs of each customer. Once approved for any of loan products, you can access the funds within three working days.

• National Identity card.
• Document that seeking for project must be legal.
• Place for residence with local authorities and must be known by local leaders.

Anza Growth Fund provides capital leases to our entrepreneurs, giving them the necessary funding and tools they need to expand their businesses. Our financing is more affordable and flexible than other forms of capital available to our entrepreneurs in Tanzania.

• Must be Anza client accelerator.

To enable boda boda to own thier own motorbike

Flexible interest rates

Quick processing to help you meet your deadlines

Finance purchase of assets for facilitating agriculture mechanization like tractors, harvesters, planters, irrigation equipment, or technology to increase productivity and value addition.

• Up to 75% of the total expected revenue
• At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
• Registered farmer entities or individual farmers guaranteed by their organizations with a mandate to borrow.
• Verifiable production and sales data of the agriculture/livestock products for at least three years.
• Demonstrated adherence to good governance and management.
• Have a well-operated bank account where applicable.
• Private companies/ other registered entities supporting smallholder farmers in the selected agriculture value chains.
• Other information may be required by the bank during loan appraisal.

A. Farmers:

• Introduction letter from AMCOS leaders, Association or Farmers group.
• Certificate of ownership of the land Title deed/ (Traditional).
• Business license.
• Voter Identity card / National identity card.
• Business Plan.
• Current credit flow.
• Required collateral

B. Traders:

• Business license.
• Voters Identity card / National identity card.
• Business plan.
• Verified Required collateral.
• Current credit flow.
• Bank statement.

Short- to medium-term funding to finance the purchase of moveable assets, such as motor vehicles, for business.

• Be 18 years or older.
• Tanzanian citizen with permanent resident or a foreign with a work permit.
• Have current account with Stanbic bank and bank statements for the recent 6 months.

• Application form.
• Bank statement.
• Business plan.
• Business registration documents.

For improving business

• Be 18 years or older.
• Tanzanian citizen with permanent resident or a foreign with a work permit.
• Have current account with Stanbic bank and bank statements for the recent 6 months.

• Application form.
• Bank statement.
• Business plan.
• Business registration documents.

Aims to promote and support SMEs by creating enabling environment for them to access finance from Commercial Banks with minimal collateral

• The project must be viable dealing with Agro processing and Agri business including Poultry/Livestock Keeping (Both Working Capital and Investment).
• Growth oriented SMEs who have successfully graduated from SIDO financing program such as National Enterpreneurship Development Fund (NEDF) and Regional Revolving Fund (RRF) with good records and SMEs offered with other SIDO Services/Programs.
• Borrowers must be ready to provide Collaterals apart from guarantee.
• Borrowers must be an adult Citizen of Tanzania residing in the pilot regions.
• Project to be financed must be legally registered.
•  The borrowing Enterpreneurs must possess or ready to open a valid bank account at CRDB Bank.

• National Identity card.
• Document seeking for project must be legal.
• Place for residence with local authorities and must be known by local leaders.

To improve the access of the rural poor to financial services through Capacity building, credit fund with technical assistance

• National Identity card.
• Document seeking for project must be legal.
• Place of residence with local authorities and must be known by local leaders.

SACCO loans are special and unique established to manage and expand Cooperative Savings and Loans organizations.

• Should be fully registered by the register of cooperative.
• Must provide a resolution bay annual general meeting (AGM) or a clause in the SACCO'S Constitution that allows leaders of the SACCOS should guarantee the SACCOS.

• Have identification documents (borrowers' documents).
• Depost savings to operational account.

Traders & Processors loan, for working capital to expand business operations, also for purchase capital items

• Client with Active Bank.
• Account with Access Bank Tanzania for at least three months and from other Banks for at least one year.
• Valid Business.
• Cash flow.

• Certificate of Incorparation.
• Compliance certificates such as, Tax clearance.
• TIN, VAT, Business Licence.
• Required collateral

Team loan for Agribusiness, crop business for buying crops and selling crops.

• Risk assesment.
• lender Marketing.
• Business security.
• Business plan.
• Lender cash flow.

• Certificate of Incorparation.
• Compliance certificates such as Tax clearance.
• TIN, VAT, Business Licence.
• Business plan.
• Identity Card.
• Required collateral.

Loans offer adequate and timely financial support to farmers to enhance their agricultural activities: Inputs supply, Labor, Farm Equipment, Investments etc.

• Be a Tanzanian of more than 18 years old and are cultivating.
• Be able to submit collateral, such as livestock, home and business items, house, motor vehicles, etc.

• Voters ID, passport, driving license.
• Introduction letter from Ward/Village letter.
• Business license.

This loan is designed for individuals, giving them access to business improvement training at very good discounts.

1. Be an active account holder with Equity Bank
2. Submit loan purpose for financing business working capital and operational needs
3. Submit loan applications within a reasonable time
4. Be able to clearly demonstrate existence of other sources of income that could be used for loan payment