Financing Instruments and Financing Providers

Working capital loans to micro and small-size enterprises. The loan can be used for any business purpose.

• Applicant must be at least 18 years
• Business experience of at least 6 months and a permanent working place
• The borrower must have a business license or permit from authorized authorities
• Applicant has no other loan/s with other lender/s
• Collateral should cover at least 125% of the loan amount
• Maximum term 12 months

• Copy of business license

• Certificate of incorporation, MEMAT (If incorporated)
• TIN (Tax Identification Number)
• 12 months bank statement
• Loan request letter (stating the requested terms i.e. Loan type, amount, and tenure)
• Valid ID i.e. National ID, Voter's ID, Passport, Driver's license

Group lending products targeting small entrepreneurs who might have no business licenses but are permitted to carry business under certain conditions laid by the government such as agriculture farming, Agri-allied activities, or any other business activities.

1. Proof of existing business for over 6 months
2. Over 18 years
3. Tanzanian
4. 10+ or individuals

1. Proof of business ownership
2. Valid ID (i.e. NIDA etc.)

Working capital, renovation, acquisition of equipment, Capital investment

Legally and registered business

• Copy of National Identity card

• Trade License/TIN/LATRA/Certificate of registration
• security documents
• MEMARTS (for limited company)
• special permit where applicable