Financing Instruments & Financing Providers

• A year old registered and licensed existing business.
• Business premises.
• NMB Bank account  holder or provide a printed bank statement for a non-NMB Bank account holder.

• Loan application letter.
• Memorandum of Association/Articles of Association (for companies).
• Certificate of Registration / Certificate of Incorporation (for companies).
• Financial statements for at least three years (for companies).
• Crop business license.
• Board Resolution to Borrow (for companies).
• Recent filed returns with Register of Companies (for companies).
• Security of the loan (if pre-finance is required).
• Certificate of maximum liability from Registrar of Cooperatives (for cooperatives).
• Minutes of the AGM approving to apply for the loan for Cooperatives (for cooperatives).
• The minimum crop volume to qualify for WRS finance is 50mTZS.
• Realistic crop procurement plan and cash flow projections.

• Be 18 years or older.
• Tanzanian citizen with permanent resident or a foreign with a work permit.
• Have current account with Stanbic bank and bank statements for the recent 6 months.

• Application form.
• Bank statement.
• Business plan.
• Business registration documents.

Business

• Client with Active Bank.
• Account with Access Bank Tanzania for at least three months and from other Banks for at least one year.
• Valid Business.
• Cash flow.

• Certificate of Incorparation.
• Compliance certificates such as, Tax clearance.
• TIN, VAT, Business Licence.
• Required collateral

• Risk assesment.
• lender Marketing.
• Business security.
• Business plan.
• Lender cash flow.

• Certificate of Incorparation.
• Compliance certificates such as Tax clearance.
• TIN, VAT, Business Licence.
• Business plan.
• Identity Card.
• Required collateral.

• Start up working capital.
• Cash flow and income of lenders (higher business cash flow and income the better chance of fund.
• Age of business at least two years experience in the business.

• Certificate of Incorporation, Business registration or Compliance certificates.
• Tax clearance, TIN or VAT number.
• Business license.
• Business plan.
• Identity Card.
• Board resolution / letter.
• Required collateral.

• Start up working capital.
• Cash flow and income of lenders( higher a business cash flow and income the better chance of fund.
• Age of business at least two experienced on business industy.
• Bank should know there customers.

• Introduction letter from AMCOS leaders, Association or Farmers group.
• Certificate of ownership of the land Title deed / (Traditional).
• business license.
• Voter Identity card / National identity card.
• Business Plan.
• Current credit flow.
• Required collateral.

• No, conversional security is required loan tenure of 4 months to a maxmimum of 12 months.
• Be in a group with 5 members.
• Have operational business runnning at least for 6 months.
• Have identification documents (Borrower's documents).

• Have identification documents (borrowers documents). 
• Deposit savings to operational account.