Grofin provides funds to business, encompassing the necessary assistance, guidance, mentoring, handholding, coaching and value addition in business. Specialized in agri-finance, Business Development, Capacity building, Food security, production and value chain development.
National Identity card.
Document that seeking for a project must be legal.
Place for residence with local authorities and must be known by local leaders
This loan was designed to boost farming projects and/or the value chain, expand production and supply for more profit by partnering with Maendeleo Bank
Farming with experience of at least two seasons.
Should have business records or transactions receipts.
The product combines credit and insurance products to help farmers prepare for risks to their livelihoods, also improves farmers resilience, and helps to provide for household needs, through (Biashara loan, Jiendeleze loan,Uzalishaji loan, Kilimo loan).
National Identity card.
Document seeking for project must be legal.
Place for residence with local authorities and must be known by local leaders.
Loans offer adequate and timely financial support to farmers to enhance their agricultural activities: Inputs supply, Labor, Farm Equipment, Investments etc.
KES 50,000,000
Be a Tanzanian of more than 18 years old and are cultivating.
Be able to submit collateral, such as livestock, home and business items, house, motor vehicles, etc.
Anza Growth Fund provides capital leases to our entrepreneurs, giving them the necessary funding and tools they need to expand their businesses. Our financing is more affordable and flexible than other forms of capital available to our entrepreneurs in Tanzania.
Finance purchase of assets for facilitating agriculture mechanization like tractors, harvesters, planters, irrigation equipment, or technology to increase productivity and value addition.
Up to 75% of the total expected revenue
At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
Registered farmer entities or individual farmers guaranteed by their organizations with a mandate to borrow.
Verifiable production and sales data of the agriculture/livestock products for at least three years.
Demonstrated adherence to good governance and management.
Have a well-operated bank account where applicable.
Private companies/ other registered entities supporting smallholder farmers in the selected agriculture value chains.
Other information may be required by the bank during loan appraisal.
A. Farmers:
Introduction letter from AMCOS leaders, Association or Farmers group.
Certificate of ownership of the land Title deed/ (Traditional).
AgDeCo focuses on raising debt and equity for commercial investment. It also provides technical assistance through its specialist teams and Smallholder Development Unit (SDU).
FINCA Microfinance Bank Limited offers business and invest grow fast in future. Loan products are simple and designed to the unique needs of each customer. Once approved for any of loan products, you can access the funds within three working days.
National Identity card.
Document that seeking for project must be legal.
Place for residence with local authorities and must be known by local leaders.
Finance agriculture value chain infrastructure requirements such as building irrigation schemes, modern storage warehousing, farm expansions, and other long term agriculture infrastructure loan requirements
Max loan up to 75% of asset cost.
At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
Registered farmer entities or individual farmers guaranteed by their organizations with a mandate to borrow.
Verifiable production and sales data of the agriculture/livestock products for at least three years.
Demonstrated adherence to good governance and management.
Have a well-operated bank account where applicable.
Private companies/ other registered entities supporting smallholder farmers in the selected agriculture value chains.
Other information may be required by the bank during loan appraisal.
A. Farmers:
Introduction letter from AMCOS leaders, Association or Farmers group.
Certificate of ownership of the land Title deed/ (Traditional).
Term loans not exceeding ten (10) years for short, medium and long term investment in agriculture production, agriculture mechanization equipment purchase, warehouse/storage facilities construction, irrigation systems, processing units, and other agribusiness related investments.
KES 100 Billion
A year old registered and licensed existing business existing Business.
Business premises.
NMB Bank account holder or provide a printed bank statement for a non NMB Bank account holder.
EAS provides loans and equity to growing businesses and producers in the agricultrual sector of Tanzania, specifically animal feed production and fruits, vegetable and spice processing
KES 5 Billion
Enterprise which has passed startup phase, with clear business growth path
SACCO loans are special and unique established to manage and expand Cooperative Savings and Loans organizations.
Should be fully registered by the register of cooperative.
Must provide a resolution bay annual general meeting (AGM) or a clause in the SACCO'S Constitution that allows leaders of the SACCOS should guarantee the SACCOS.
Have identification documents (borrowers' documents).
Women are incredible financial managers. They can manage businesses better when empowered. Malkia Proposition specifically targets female entrepreneurs and professional women to assist them to build sustainable businesses and careers by providing them with conception interest rates, effortless requirements, and trouble-free Terms and Conditions.
KES 50,000,000
Women with registered or unregistered business
The borrower must be a woman age 18 to 70 years
Must have an existing business for at least for 6 Months
Must own business at least by 50% or more
Must be active in business not merely having a share
Aim to promote and support SMEs which have a significant role in the economy by creating enabling environment for them to access finance from Commercial Banks with minimal collateral
KES 50,000,000
The project must be viable dealing with Agro processing and Agri business including Poultry/Livestock Keeping (Both Working Capital and Investment).
Growth oriented SMEs who have successfully graduated from SIDO financing program such as National Enterpreneurship Development Fund (NEDF) and Regional Revolving Fund (RRF) with good records and SMEs offered with other SIDO Services/Programs .
Borrowers must be ready to provide Collaterals apart from guarantee.
Borrowers must be an adult Citizen of Tanzania residing in the pilot regions.
Project to be financed must be legally registered.
The borrowing Enterpreneurs must possess or ready to open a valid bank account at CRDB Bank.
National Identity card.
Document seeking for project must be legal.
Place of residence with local authorities and must be known by local leaders.
Outgrowers' loans help farmers produce crops under contract farming arrangements, get working capital to meet farming costs, purchase inputs, crop maintenance, harvesting and other related crop development costs. The scheme is a tri-partite relationship i.e. the bank as a financier, the buyer/processor and the farmer/producer. The bank finances crop inputs which are either delivered by the off-taker or agri-input dealers. The harvest is contracted to the off-taker who pays the crop proceeds through the bank whereby the loan is repaid and the remainder is available for the farmer/producer group.
KES 100 Billion
A year old registered and licensed existing business existing Business.
Business premises.
NMB Bank account holder or provide a printed bank statement for a non NMB Bank account holder.
Forward Delivery Contract (FDC) between buyer and farmer/farmer organizations.
Certificate of maximum liability from Registrar of Cooperatives (for cooperatives).
Business plan.
Copies of registration.
Credit guarantee from a reputable organization.
Minutes of the AGM approving the application for the loan for Cooperatives (for cooperatives).
Cover all costs related to agriculture production such as preparation of farms, purchase of seeds, fertilizer, labour, fuel, hiring of agriculture equipment, and other agriculture inputs necessary for increasing agriculture productivity.
Up to <50% of the total expected revenue.
At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
Registered farmer entities or individual farmers guaranteed by their organization with a mandate to borrow.
Verifiable production and sales data of the agriculture/livestock products for at least three years.
Demonstrated adherence to good governance and management.
Have a well-operated bank account where applicable.
Other information may be required by the bank during loan appraisal.
A. Farmers:
Introduction letter from AMCOS leaders, Association or Farmers group.
Certificate of ownership of the land Title deed/ (Traditional).
Farmers loans for production aid farmers in improving cultivation practices, higher yields and ultimately increased household income while increasing the export volumes of agriculture products. Payments start soon after Harvesting Max < 12 months.
KES 800,000,000
Atleast two years farm operation experience.
Must be Agribusiness Farming.
Introduction letter from AMCOS leaders, Association or Farmers group.
Certificate of ownership of the land Title deed / (Traditional).
Business license.
Voter Identity card / National identity card.
Business Plan.
Current credit flow.
Required collateral.
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Provide wholesale loans to intermediary Micro-finance Institutions (MFIs), for on-lending to final clients with income generating activities, as well as capacity building
Aims to promote and support SMEs by creating enabling environment for them to access finance from Commercial Banks with minimal collateral
KES 6,500,000
The project must be viable dealing with Agro processing and Agri business including Poultry/Livestock Keeping (Both Working Capital and Investment).
Growth oriented SMEs who have successfully graduated from SIDO financing program such as National Enterpreneurship Development Fund (NEDF) and Regional Revolving Fund (RRF) with good records and SMEs offered with other SIDO Services/Programs.
Borrowers must be ready to provide Collaterals apart from guarantee.
Borrowers must be an adult Citizen of Tanzania residing in the pilot regions.
Project to be financed must be legally registered.
The borrowing Enterpreneurs must possess or ready to open a valid bank account at CRDB Bank.
National Identity card.
Document seeking for project must be legal.
Place for residence with local authorities and must be known by local leaders.
Women are incredible financial managers. They can manage businesses better when empowered. Malkia Proposition specifically targets female entrepreneurs and professional women to assist them to build sustainable businesses and careers by providing them conception interest rates, effortless requirements, and trouble-free Terms and Conditions.
Women with registered or unregistered business
The borrower must be a woman age 18 to 70 years
Must have an existing business for at least for 6 Months
Must own business at least by 50% or more
Must be active in business not merely having a share
SME Impact Fund provides loans, skills and knowledge to small and medium-size enterprises (SMEs) in agricultural value chains. By connecting smallholder farmers and agribusiness SMEs, we strengthen links between small rural entrepreneurs and regional, national and export markets. This way we increase sustainable employment, income and develop a value chain that adds value. SME Impact Fund is an initiative of Match Maker Group.
KES 1 Billion
Crop Finance - to purchase raw materials, agricultural or other seasonal products during the harvest period.
Input Finance - to assist your suppliers with agricultural inputs such as seeds, fertilizers and pesticides, particularly those under contract farming arrangement.
Company Investment Finance - to invest in your factory and expand your processing capacity.
Farm Investment Finance - to finance your suppliers to invest in their farm, i.e. purchase of land preparation equipment (ploughs, irrigation, hand tools etc.) or different processing equipment.
You are a duly registered company in Tanzania.
Your company processes or trades agricultural commodities.
Your annual turnover exceeds TZS 200 million annually.
You work in close cooperation with your suppliers.
You are trustworthy and willing to share your financial data with the Fund.
You are able to provide tangible securities for the loan.
Tanzanian citizens only, aged between 18 to 60 years old
SMEs engaged in trading activities and are operating a current account with the bank for the past 12 months.
Sole Proprietorship/Partnership duly registered
Limited liability companies duly incorporated
Applicable to SMEs that have a credit turnover in the current account of TZS 120 million per annum from the date of application out of which at least TZS 60 million in the last six months
At least three years' experience in operating the same or similar business
Business should have stable cash flows to meet the monthly obligations of the business
Applicants must have a proper accounting system and also shows the capability of operating the business profitably.
Women are incredible financial managers. They can manage businesses better when empowered. Malkia Proposition specifically targets female entrepreneurs and professional women to assist them to build sustainable businesses and careers by providing them with conception interest rates, effortless requirements, and trouble-free Terms and Conditions.
Warehouse receipt loans are given to registered farmer groups, individual farmers, commodity traders and businessmen. The funding is based on commodities stocked in the bank’s controlled and authorized warehouse after submission of a warehouse receipt. The bank holds the crops stored in the warehouse until buyers pay for the crops they purchased
KES 100 Billion
A year old registered and licensed existing business.
Business premises.
NMB Bank account holder or provide a printed bank statement for a non-NMB Bank account holder.
Loan application letter.
Memorandum of Association/Articles of Association (for companies).
Certificate of Registration / Certificate of Incorporation (for companies).
Financial statements for at least three years (for companies).
Crop business license.
Board Resolution to Borrow (for companies).
Recent filed returns with Register of Companies (for companies).
Security of the loan (if pre-finance is required).
Certificate of maximum liability from Registrar of Cooperatives (for cooperatives).
Minutes of the AGM approving to apply for the loan for Cooperatives (for cooperatives).
The minimum crop volume to qualify for WRS finance is 50mTZS.
Realistic crop procurement plan and cash flow projections.
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